October 5

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Why You Should Budget Your Family Law Case Like A Vacation

By Samantha Malloy

October 5, 2023

divorce budget, legal budget

Whether you save up for big vacations or do budget road trips, I’m guessing you don't “wing it.” You likely don’t use your whole travel budget for travel tickets without factoring in food, a place to stay and return ticket. You ensure you don’t get stranded.

Approach your case the same way so you don’t get “stranded” in court.

I’m not saying your case will be the “fun-filled family adventure” you’ll want to remember with pictures, souvenirs or a scrap book. I AM saying you should budget it like it was.

Here’s How You Risk Being Stranded:

When you hire a lawyer, you’ll likely sign a contract (or “retainer agreement”).

In most, the lawyer agrees to  handle all parts of your case. You’ll probably agree to pay all invoices fully and on time. It’s likely you will be asked to “acknowledge” that if you don’t pay your bill on time, your lawyer could:

  • stop representing you (even if your case isn’t done since lawyers don’t tend to work for no pay)

  • “lien” your home or other assets 

  • charge late fees and/or interest

Your contract probably DOESN’T include: 

  • a set monthly price or cap on the total bill

  • a process for you to approve all work in advance or pick from lower cost options

  • a budget for your case

You won’t know how much your monthly bills will be until you get your first bill. 

One “rule of thumb” to help you estimate your total legal costs is the amount you paid for the retainer. 

That’s because retainers, like any security deposit, are designed to limit the risk for the person charging them. So, your retainer likely matches your lawyer’s estimate of one month of work; either to cover your unpaid bill OR cover the work the lawyer must do while s/he gets permission to get off your case.

To illustrate:

You have $10,000 budgeted for your case

Your retainer is $2,500

Assuming (for purposes of this exercise) monthly bills of $2,500 (or 2 ½ hours a week if your lawyer charges $250 per hour), you can cover 4 months of work.

If you are in the larger half of all cases that wrap up within 4 months, you’ll be fine.

You likely settled your case and should congratulate yourself as you finish on time, within budget.  

If, however, you are in the other half of cases that take 6 months to 2 years to finish, you’re going to run out of money and get legally stranded.  

At that point you have two choices: go into debt or go it alone. 

Given standard case timelines, it’s likely your lawyer spent the first 60 days filing and serving your papers and/or reviewing the response. S/he probably spent the next 60 days sending and responding to discovery requests and organizing documents. That means you’ll have to tackle the remaining and important tasks on your own: settlement, trial preparation, trial and getting your judgment.

 What’s the Alternative?

Unbundled Services or “Alternative Fee Agreements” (such as flat fees), along with planning backwards will help you avoid being stuck.

Using our unbundled products and services, you can budget your case to get help with the more important or complicated topics (such as trial preparation) and tasks; save money by doing the rest yourself (such as completing court documents).  

Using Rogue Family Law’s unbundled services in our earlier example, it looks like this:  

You have $10,000 for your case

You have $0 tied up in a retainer

Here's how you can use your budget at Rogue Family Law: 

Total Cost (for advice, information and tools until judgment): $5,420 ($4,580 saved!)

* You can run a similar analysis with any attorney who offers unbundled services.


In Summary - You Have Options

In both scenarios, you represent yourself.

In the first scenario, you used your whole budget within 4 months, leaving you to manage the rest of your case without advice. (In vacation terms, you flew first class, stayed in a great hotel for half your trip, ran out of money with no way back or food for the rest of your vacation).

In the second scenario, you represented yourself from the beginning, got document help, educated yourself about the topics in your case, and got support and advice from consulting throughout your case. You saved half of your budget. (Or, you flew coach, had housing and food throughout your vacation, had a ticket home and enough left over for a second vacation.)

Of course, if you have the funds for all your bills, you won’t be stranded but you may want to consider approaches to working with your lawyer that save some of those funds for a vacation after.

The choice of approach is yours. May you have fair winds, following seas and safe passage home!

For information about how Rogue Family Law can help you manage the costs of your case, click here

About the Author

Rogue Family Lawyer Samantha D. Malloy has been rated a “Super Lawyer" each year since 2020. She has over 30 years of experience handling complex cases in Oregon, Florida, and New York. She's also won the American Jurisprudence Award in Child, Parent and State and the Judge Aileen Haas Schwartz Award for Outstanding Work in the Field of Children's Law from New York University Law School.

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